Fantastical nonsense from Hibernian Insurance today about the accident rates on bank holiday Friday and the number of men compared to women that make claims on their insurance.
This delight piece of opinion is available here
'Road traffic accidents increase by more than a third on the Friday of bank holiday weekends, according to a leading insurance company.
Hibernian Insurance says it receives on average 35 per cent more claims on bank holiday Fridays that on an average day.
The Hibernian "Crash Report" contains for the first time a detailed examination of the company's claims records over the past four years.
The report also adds fuel to the age-old battle of the sexes about who is the better driver. It says: "Men are also more likely to have an accident, and make 24 per cent more claims than women." ' Also, male claims are for a higher value than women!
A fact buried in main report is that Friday are the highest claim day of the week anyway. There is no reference to how much more traffic is the road on bank holiday Fridays. If traffic were up by 50% and claims by 40% then it could be said that accident rates actually drop on these busier days. Sadly, the report doesn't bother to tell us this.
As for male claims being of a higher level to those of females, that couldn't have anything to do with the fact that male earnings tend to be higher for men than women. So, loss of earnings claims will be higher. Something the Equality agency could have told them. We really should get these two together. Also, men's cars will tend to be larger and more expensive. There is no reference to what impact the proportion of females drivers tend to be on provisional licenses and the attendant impact that has on women not claiming as it would have a significant impact on their premiums such that it is not worth claiming. And of course, there will be a greater proportion of male drivers in their 40s/50s/60s who are more comfortable with making claims. The report doesn't mention at all the proportions of male/females drivers on the road, nor the amount of miles the two genders do respectively each year either. Of course, you know that the more you drive has no impact on the likelihood of you being in an accident.
I believe the media has a role to play here, instead of just spewing out this stuff for the insurance industry. Why not do some investigation of the figures and then look for some really interesting stats. Such as when time on bank holidays do the accidents occur, on what type of roads, and compare those figures to other Fridays not just 'an average day'? where was the driver coming from? how far from home were they? Do many people have crashes down the country late in the evening after spending 5 hours getting out of
What next, Amber Solaire reveal 'Sunburn occurs mainly during the daylight hours.'?
I would like to say that I support the introduction of common, national program of sex and relationship education in all Irish second level education providers.
However, I would allow parents and schools to have an opt out on the single proviso that they sign a consent form exempting their offspring / pupils from lone parent support while they are under 18.
In other words, if you don't want your child to receive such information in school, and if you believe that it is your role as parent to provide such information and advice for your child and that you should take full responsibility for doing so and that includes the consequences of your failure to do so.
If as a result of your decision that your child should learn about sex and relationships from you they later become pregnant then you and not the rest of the public should shoulder the burden of that decision. Once your child is 18 and an adult in the eyes of the state then they can avail of the same provisions as everyone else. Until that time you as their parent should take care of them. After all, you decided they didn't need to know about 'that sort of thing' and as their parent you know best!
Thursday, May 19. 2005
Some may notice and others may not, that I've deleted my original entries and reposted them. I say that these are the same as what was originally posted. The purpose was to get rid of those rather nasty trackbacks. Some people may think I talk a lot of crap but that stuff was nasty.
I've suggested in the forum and I'm going to outline it in greater clarity here that we need to ensure that parents take greater responsiblity for their offspring. With this in mind, I suggest that we create a license for the purchase of alcohol and cigs. To get this license you need to be over 18 / 16 in the case of cigs, and have attended an education course ( a couple of days, which should be part of a civics course in the secondary education cycle). These licenses are then issued in the form of an id card. You would not be required to produce this id card for any other purpose than the purchase of alcohol or the consumption of same on a licensed premises. And intriguing possibility that would arise from having such cards is that parents could lose their drinking privileges for the misbehaviour of their offspring while they are minors.Another proposal is that we appoint the Finnish model of progressive fines, whereby fines are linked to income so that richer groups don't feel that they can buy their way out of the sanctions of society. However, this would also mean that irrespective of your financial situation you must pay something.